Atom Bank Part-2 Policy Changes

Atom Bank handbook activity (England and Wales)

Changes published per month

3 in the last 24 months, from Dec 2024 to Nov 2026.

Show as a table

Month	Changes
Nov 2026	0
Oct 2026	0
Sep 2026	0
Aug 2026	1
Jul 2026	0
Jun 2026	1
May 2026	0
Apr 2026	0
Mar 2026	0
Feb 2026	0
Jan 2026	0
Dec 2025	0
Nov 2025	0
Oct 2025	0
Sep 2025	0
Aug 2025	0
Jul 2025	0
Jun 2025	0
May 2025	0
Apr 2025	0
Mar 2025	0
Feb 2025	0
Jan 2025	0
Dec 2024	1

Recent changes

• 27/08/2026

  Atom Bank (England and Wales) now states it accepts the standard statutory Section 156A Housing Act 1985 right of first refusal on Right to Buy properties without it being reported, provided its mortgage is a first legal charge with standard mortgagee exemptions. Other occupancy restrictions must still be handled under Section 5.10, and other pre-emption matters still go to the contact point in 1.11.

  See the full change
• 23/12/2024

  Atom Bank updated its England and Wales answers to replace digitalmortgages.net email addresses and the redemption statement website with atombank.co.uk equivalents, and to address deeds to Atom Bank for Intermediaries at the same PO Box. It also relaxed its ground rent rule so review periods of exactly 10 years are now acceptable.

  See the full change
• 06/12/2023

  Atom Bank added CADIS to its list of acceptable new home warranty schemes in England and Wales. The other listed schemes and the Professional Consultant's Certificate option are unchanged.

  See the full change