Summary
HSBC now requires a letter of consent in England and Wales from occupants aged 17 or over at the date of completion, including lodgers. It also added a limit of 2 lodgers, occupying only one room in the property.
Check the lender’s current requirements before you rely on this summary.
Questions changed
1 question- 7.3Does the lender require a consent to mortgage from all occupants aged 17 or over?
Activity trends
Published changes per month, December 2024 to November 2026
peak 4
Show as table
| Month | Changes |
|---|---|
| Dec 2024 | 2 |
| Jan 2025 | 1 |
| Feb 2025 | 1 |
| Aug 2025 | 2 |
| Sep 2025 | 1 |
| Oct 2025 | 1 |
| Nov 2025 | 3 |
| Dec 2025 | 1 |
| Jan 2026 | 3 |
| Feb 2026 | 1 |
| Apr 2026 | 4 |
| May 2026 | 1 |
| Jun 2026 | 1 |
| Jul 2026 | 1 |
peak 8
Month of this change
Show as table
| Month | Changes |
|---|---|
| Jun 2025 | 3 |
| Aug 2025 | 1 |
| Sep 2025 | 3 |
| Oct 2025 | 1 |
| Nov 2025 | 1 |
| Jan 2026 | 4 |
| Mar 2026 | 3 |
| May 2026 | 1 |
| Jun 2026 | 2 |
| Jul 2026 | 4 |
| Aug 2026 | 3 |
| Sep 2026 | 8 |
| Oct 2026 | 3 |
| Nov 2026 | 3 |
