Summary
HSBC changed its incentive reporting threshold in England and Wales: financial incentives now need not be reported up to 3% of the purchase price where there is a part exchange, or 5% where there is none. It removed the rule that part exchange must always be reported and that no further financial incentives are allowed with it.
Check the lender’s current requirements before you rely on this summary.
Questions changed
1 question- 6.4.4aDoes the lender require me to report incentives?
Activity trends
Published changes per month, December 2024 to November 2026
peak 8
Month of this change
Show as table
| Month | Changes |
|---|---|
| Jun 2025 | 3 |
| Aug 2025 | 1 |
| Sep 2025 | 3 |
| Oct 2025 | 1 |
| Nov 2025 | 1 |
| Jan 2026 | 4 |
| Mar 2026 | 3 |
| May 2026 | 1 |
| Jun 2026 | 2 |
| Jul 2026 | 4 |
| Aug 2026 | 3 |
| Sep 2026 | 8 |
| Oct 2026 | 3 |
| Nov 2026 | 3 |
