Whistletree Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Whistletree offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Whistletree and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For some years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Whistletree in his name using our joint deposit and for me to be added at a later date?
I am an engineering contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably with Whistletree. Should I contact Whistletree directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and Whistletree.
Do any sections of the UK Finance Lender's Handbook stipulate the requirements for Whistletree when it comes to contractor mortgages or self-employed mortgages.
What criteria does a mortgage lender (for example Whistletree) adopt to categorise someone as a contractor or self-employed. For instance does one have to own over a particular percentage of a company?
I am finding the process of trying to obtain a contractor mortgage extremely frustrating. There doesn't seem to be many lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.
The above information covers to properties in England and Wales.
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