Rooftop Mortgages Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Rooftop Mortgages offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Rooftop Mortgages and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have retained a mortgage adviser concerning my remortgage because I have just won a fixed term contract of four years (a media contractor). My contract begin date last year. I am seeking a five year fixed rate mortgage. Property worth £325k, I want to borrow 132K. I bought the property three years ago for £220,500 and I currently owe 115k to Rooftop Mortgages
I am a freelance contractor. Mortgage options are being looked at but its tricky. I have considered is whether I could get a letter from my company confirming I will be transferred onto a permanent contract before the expiry of my set term? Would this assist in applying for a mortgage with lend
What is current approach to contractor mortgages and Rooftop Mortgages? I am a contractor but my OH has a permanent job. Will Rooftop Mortgages take my salary if we make an application in both our names?
What criteria does a mortgage lender (for example Rooftop Mortgages) adopt to categorise a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a company?
Could a contractor mortgage with Rooftop Mortgages be a better option for me than a traditional Rooftop Mortgages mortgage ?
The above information is in relation to properties in England and Wales.
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