Metro Bank Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Metro Bank offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Metro Bank and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

What is current approach to contractor mortgages and Metro Bank? I am a contractor but my partner has a permanent job. Will Metro Bank take my salary if we make a joint application?

Do any sections of the UK Finance Lender's Handbook stipulate the requirements for Metro Bank when it comes to contractor mortgages or self-employed mortgages.

Myself and my husband are currently about to apply for a mortgage with Metro Bank. Next month I commence working as a contractor. My husband is full time employed and so does have a healthy salary. Is it going to be a case of just getting a non-contractor mortgage with Metro Bank in my husband’s name alone?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

I am well aware that the days of self-certification contractor mortgages are long gone. Are there any lenders that take the same approach to mortgages for contractors as they do for standard home loan applications. I am particularly interested in a mortgage deal with Metro Bank

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