Keystone Property Finance Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Keystone Property Finance offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Keystone Property Finance and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have retained a broker regarding my remortgage because I have just won a fixed term contract of two years (I am a post doc researcher, it is the nature of my work that we have fixed term contracts). My contract started date earlier this year. I am seeking a three year fixed rate mortgage. Property worth £200,000, I want to borrow 132K. I bought the property four years ago for 138K and I currently owe 120K to Keystone Property Finance

What is current approach to contractor mortgages and Keystone Property Finance? I am a contractor but my husband has a permanent job. Will Keystone Property Finance take my salary should we make an application in both our names?

I am an IT contractor looking to buy a home in London. My next step is to secure a mortgage ideally with Keystone Property Finance. Should I contact Keystone Property Finance directly or seek the assistance of a contractor specialist mortgage broker who focuses on dealing with contractors and Keystone Property Finance.

How can I make myself more attractive to a lender such as Keystone Property Finance when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

If I inform Keystone Property Finance that I’m contracting, will they charge me a higher rate on my mortgage?

The content set out above is in relation to properties in England and Wales.

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