Harpenden Building Society Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Harpenden Building Society offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Harpenden Building Society and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 85k contractor mortgage with a lender such as Harpenden Building Society?

Do any sections of the UK Finance Lender's Handbook stipulate the requirements for Harpenden Building Society when it comes to contractor mortgages or self-employed mortgages.

Me and and my wife are soon to submit for our first mortgage application with Harpenden Building Society. Later this year I start working as a contractor. My wife is time employed as a surgeon and does have a six figure salary. Is it going to be a case of just getting a non-contractor mortgage with Harpenden Building Society in my wife’s name only?

I am finding the process of trying to obtain a contractor mortgage extremely frustrating. I can't seem to find any lenders who really understand my situation and the peculiarities of being a contractor. Are there any mortgage underwriters who apply a common sense to ensure getting a contractor mortgage is as straightforward as possible.

Is it true that Harpenden Building Society quote higher interest rates in respect of mortgages for contractors?

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