Halifax Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Halifax offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Halifax and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have retained a broker regarding my remortgage because I am on a fixed term contract of 3 years (an engineering contractor). My contract begin date earlier this year. I am seeking a 5 year fixed rate deal. Property worth 165K, I want to borrow 132K. I bought the property three years ago for £220,500 and I currently owe 115k to Halifax
What is the situation with contractor mortgages and Halifax? I am a contractor but my husband has a permanent job. Will Halifax take my salary were we to make a joint application?
I am an IT contractor looking to buy a home in London. My next step is to secure a mortgage preferably with Halifax. Am I best advised to contact Halifax directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Halifax.
Going through the contractor mortgage process to move to a buy to let with a new mortgage company. All documents done and submitted. Received communication from the lender to say they can't move forward with process unless my current manager writes me a letter confirming that my contract will definitely be prolonged and when new end date will be. Any advice?
Me and and my wife are soon to submit for our first mortgage application with Halifax. Later this year I start working as a contractor. My wife is time employed as a surgeon and does have a healthy salary. Is it going to be a case of just getting a non-contractor mortgage with Halifax in my wife’s sole name?
The content set out above is in relation to properties in England and Wales.
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