Capital Home Loans Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Capital Home Loans offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Capital Home Loans and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

I have retained a mortgage adviser regarding my remortgage because I am on a fixed term contract of two years (I am a post doc researcher, it is the nature of my work that we have fixed term contracts). My contract started date this year. I am seeking a five year fixed rate deal. Property worth £200,000, I want to borrow 132K. I purchased the property three years ago for 138K and I currently owe 115k to Capital Home Loans

I am a media contractor looking to buy a home in London. My next step is to secure a mortgage ideally with Capital Home Loans. Should I contact Capital Home Loans directly or seek the services of a contractor specialist mortgage broker who is used to dealing with contractors and Capital Home Loans.

Does the UK Finance Lender's Handbook set out the requirements for Capital Home Loans when it comes to contractor mortgages or self-employed mortgages.

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

How can I make myself more attractive to a lender such as Capital Home Loans when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.

The content set out above is in relation to properties in England and Wales.

Find out how to order your redemption statement request from Capital Home Loans

For CQS-Accredited firms, click here for a CQS Dealing with Lenders Policy