Better HomeOwnership Contractor Mortgages - Help and FAQs

I have retained an IFA regarding my remortgage because I am on a fixed term contract of four years (on a grad scheme). My contract started date earlier this year. I am looking for a 5 year fixed rate mortgage. Property worth £325k, I want to borrow £150,000. I purchased the property three years ago for £220,500 and I currently owe 115k to Better HomeOwnership

I am an engineering contractor looking to buy a home in Nottingham. My next step is to secure a mortgage ideally from Better HomeOwnership. Should I contact Better HomeOwnership directly or seek the services of a contractor specialist mortgage broker who focuses on dealing with contractors and Better HomeOwnership.

I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 75k contractor mortgage with a lender such as Better HomeOwnership?

What criteria does a mortgage lender (for example Better HomeOwnership) use to class a borrower as a contractor or self-employed. For instance does one have to own over a particular percentage of a business?

I'm a media contractor, according to my accounts, my average net profit and director's salary is £45,000. I am looking to purchase a house in loc. What are the chances of borrowing 180k by way of a contractor mortgage with Broadstone