Bank of Ireland Contractor Mortgages - Help and FAQs

Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bank of Ireland offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bank of Ireland and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.

For three years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Bank of Ireland in his name using our joint deposit and for me to be added at a later date?

Does the UK Finance Lender's Handbook stipulate the requirements for Bank of Ireland when it comes to contractor mortgages or self-employed mortgages.

Myself and my husband are currently about to apply for a mortgage with Bank of Ireland. Next month I commence working as a contractor. My husband is full time employed and so does have a six figure salary. Is it going to be a case of just getting a non-contractor mortgage with Bank of Ireland in my husband’s sole name?

My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?

Could a contractor mortgage with Bank of Ireland be a better option for me than a standard Bank of Ireland mortgage ?

The content set out above is in relation to properties in England and Wales.

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