Rooftop Mortgages Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Rooftop Mortgages offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Rooftop Mortgages and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
I have retained a broker regarding my remortgage because I am on a fixed term contract of four years (an engineering contractor). My contract started date earlier this year. I am looking for a three year fixed rate deal. Property value £200,000, I want to borrow 132K. I purchased the property four years ago for 138K and I currently owe 120K to Rooftop Mortgages
I am an IT contractor looking to buy a home in Bedford. My next step is to secure a mortgage preferably from Rooftop Mortgages. Am I best advised to contact Rooftop Mortgages directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Rooftop Mortgages.
Do any sections of the UK Finance Lender's Handbook set out the requirements for Rooftop Mortgages when it comes to contractor mortgages or self-employed mortgages.
How can I make myself more attractive to a lender such as Rooftop Mortgages when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
As a contractor (freelance journalist) do I really need to supply at least six months of both business and personal bank statements as part of the vetting process for Rooftop Mortgages.I am not convinced that my broker is correct.
The above information covers to properties in England and Wales.
Find out how to order your redemption statement request from Rooftop Mortgages