Kensington Mortgage Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Kensington Mortgage offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Kensington Mortgage and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
For two years now I have been a self employed contractor. Mortgage options are being looked at but it's a minefield. Is it worth me considering whether it would be possible for my boyfriend to get the mortgage with Kensington Mortgage in his name using our joint deposit and for me to be added at a later date?
My existing mortgage lender had given us consent to let. My situation changed last year, I started my own company and started working as a contractor. Are you able to recommend a lender who specialises in contractor mortgages?
Notwithstanding that I am a contractor (IT consultant) do I really need to have three years of accounts in order to apply for a mortgage with lend? Do Kensington Mortgage even grant mortgages to contactors ?
If I inform Kensington Mortgage that I’m contracting, are they likely to charge me a higher rate on my mortgage?
Could a contractor mortgage with Kensington Mortgage be a better option for me than a traditional Kensington Mortgage mortgage ?
The content set out above is in relation to properties in England and Wales.
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