Bank of Ireland Contractor Mortgages - Help and FAQs
Here at LENDERmonitor we receive regular similar questions from visitors enquiring about whether Bank of Ireland offer contractor mortgages. We collated some of the more common contractor mortgage questions but if you have any specific questions about Bank of Ireland and contractor mortgages please complete our enquiry form and we see if we can arrange for an expert to contact you directly.
What is the situation with contractor mortgages and Bank of Ireland? I am a contractor but my hubby has a permanent job. Will Bank of Ireland take my salary if we make an application in both our names?
I am a media contractor looking to buy a home in London. My next step is to secure a mortgage ideally with Bank of Ireland. Would it be wise to contact Bank of Ireland directly or seek the assistance of a contractor specialist mortgage broker who is used to dealing with contractors and Bank of Ireland.
I’m in a bit of an onerous situation in as much as I and my partner are both self-employed (contractors) without any great accounts to show, although things are on the up I hope for this to change shortly. Basically my question for you is how hard would it be to get a 75k contractor mortgage with a lender such as Bank of Ireland?
What criteria does a mortgage lender (for example Bank of Ireland) use to categorise a borrower as a contractor or self-employed. For instance does one have to own more than a particular percentage of a business?
How can I make myself more attractive to a lender such as Bank of Ireland when it comes to trying to get a contractor mortgage. I would like to understand the process and requirements to avoid unwelcome surprises.
The content set out above is in relation to properties in England and Wales.
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