Buy to Let - ITL Mortgages Conveyancing Requirements for Properties Let at Completion

ITL Mortgages legal requirements are set out in Part 1 of the December 1st 2014 version of the CML Handbook which provides that unless it is clear from the mortgage offer that the property is tenanted or is to be let at completion then you must check with ITL Mortgages as to whether ITL Mortgages lend on "buy-to-let" properties and that the loan is for that purpose.

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Last updated on 27/07/2026 Part 2 of the UK Finance Lenders’ Handbook for ITL Mortgages deals with who you need to contact If different from section 1.11, i.e the contact point if property is let or to be let. It also deals with whether ITL Mortgages lend on buy-to-let

Where the residence, or part of it, is already let, or is to be let at completion, then the letting must comply with the details set out in the ITL Mortgages mortgage offer or any consent to let ITL Mortgages issue. If the letting fails to comply, or no such details are specified, you must notify the position to ITL Mortgages

Part 2 of the UK Finance Lenders’ Handbook for ITL Mortgages outlines who you need to contact If different from 1.11, i.e the contact point when you do not have details of current letting or letting to take place at completion:

Firms authorised on the ITL Mortgages conveyancing panel,when it comes to buy to let properties need to check Part 2 of the UK Finance Lenders’ Handbook as to whether counterparts or certified copies of all tenancy agreements and leases in respect of existing tenancies must be sent to ITL Mortgages after completion

In considering whether the bank requires a counterpart tenancy agreement to be sent ITL Mortgages says:

The information contained within this webpage is for general information purposes only for lawyers in England and Wales, it does not constitute advice and you should always check the UK Finance Lenders’ Handbook for ITL Mortgages Buy to Let requirements as well as the mortgage offer. Whilst we endeavour to keep the information up to date and correct but does not make any representation or warranties of any kind about its completeness, accuracy, reliability or suitability. Any reliance you place on the information is strictly at your own risk. Lexsure will not be liable for any direct or indirect loss or damage arising out of or in connection with the use of this information. The same caveat applies to members of the public looking at this page. If you wish to find a buy to let conveyancing specialist on the ITL Mortgages panel or a buy to let mortgage broker click here.