Halifax Loans Part-2 Policy Changes

Halifax handbook activity (England and Wales)

Changes published per month

19 in the last 24 months, from Dec 2024 to Nov 2026.

Show as a table

Month	Changes
Nov 2026	1
Oct 2026	0
Sep 2026	1
Aug 2026	1
Jul 2026	4
Jun 2026	5
May 2026	0
Apr 2026	2
Mar 2026	0
Feb 2026	1
Jan 2026	3
Dec 2025	0
Nov 2025	0
Oct 2025	0
Sep 2025	0
Aug 2025	0
Jul 2025	0
Jun 2025	0
May 2025	0
Apr 2025	0
Mar 2025	0
Feb 2025	1
Jan 2025	0
Dec 2024	0

Recent changes

• 03/11/2026

  Halifax has changed its England and Wales instructions on sending the certificate of title, which must now be submitted via Lender Exchange only. The option to post it to Halifax has been removed.

  See the full change
• 08/09/2026

  Halifax has moved most England and Wales postal contact points, including deeds, sealing, consent to let and deeds of variation, and added Conveyancer Support and Mortgage Servicing email contacts. It has also widened the family relationships accepted for gifted deposits, routed incentive reports to Conveyancer Support by email, and now requires redemption statement requests via Lender Exchange.

  See the full change
• 07/08/2026

  Halifax (England and Wales) now excludes cousins but accepts non-cohabiting partners or ex-partners as gifted deposit donors, and requires indemnity insurance up to the property value rather than the mortgage advance. Delayed completions must now be reported immediately by telephone, any change of ownership needs a new mortgage offer and is handled as a remortgage, and solar PV roof leases need only meet UK Finance minimum requirements.

  See the full change
• 27/07/2026

  Halifax updated two England and Wales answers on redemption: the debt amount contact no longer refers to the offer for an address, keeping the Customer Service Centre email. Solicitors asked to remit funds to another bank should now call the number in the redemption statement instead of the previously listed number

  See the full change