Solicitor panel policy change

Lloyds changed 12 Part 2 answers

Lender
Lloyds
Region
England and Wales
Change date
Handbook
UK Finance Part 2
Tags Conflict of interestIdentity and fraudManagement companyLeaseholdTenure: leasehold

Summary

Lloyds (England and Wales) now sends several contact points to the Conveyancer Support email, no longer states that the seller must have legal representation, and wants certificates of title posted to Lloyds rather than Halifax Plc at PO Box 548, Leeds. Commonhold is not acceptable for new mortgages and is considered case by case for existing ones, and management company memorandum and articles should be supplied as copies on completion with the originals sent to the borrower.

Check the lender’s current requirements before you rely on this summary.

Questions changed

12 questions
  1. 1.11aContact point for standard documents.
  2. 1.11bContact point if standard documents are inappropriate.
  3. 1.14aMay your firm act if the person dealing with the transaction or a member of his immediate family is the seller?
  4. 1.15aMay your firm act if the person dealing with the transaction or a member of his immediate family is the borrower?
  5. 3.1.4aIf different from 1.11, contact details if the lender needs to be notified when the seller does not have legal representation.
  6. 3.1.5aWhat other documents are acceptable for verifying identity?
  7. 3.2.4aIf different from 1.11, contact details if the lender needs to be notified when the seller does not have legal representation.
  8. 4.3aIf different from 1.11, contact point if assumptions stated by the valuer are incorrect.
  9. 4.5aIf different from 1.11, contact point if re-inspection required.
  10. 4.5bWhere should the certificate of title be sent?
  11. 5.9.1aDoes the lender lend on commonhold?
  12. 5.15.2dDoes the lender need to be sent the management company's memorandum and articles of association?

Activity trends

Published changes per month, December 2024 to November 2026

Leasehold 164 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Dec 20243
Jan 20252
Feb 202512
Mar 20255
Apr 20255
May 20254
Jun 20255
Jul 20255
Aug 20254
Sep 20258
Oct 20257
Nov 202512
Dec 202512
Jan 202621
Feb 202616
Mar 202612
Apr 20265
May 202612
Jun 20266
Jul 20265
Aug 20261
Sep 20261
Oct 20261
Tenure: leasehold 107 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Dec 20241
Jan 20252
Feb 20258
Mar 20253
Apr 20253
May 20251
Jun 20251
Jul 20252
Aug 20253
Sep 20253
Oct 20253
Nov 20258
Dec 20259
Jan 202617
Feb 202614
Mar 20267
Apr 20262
May 202611
Jun 20263
Jul 20264
Aug 20261
Sep 20261
Management company 22 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Feb 20253
Mar 20251
Jun 20251
Aug 20251
Sep 20251
Oct 20252
Nov 20252
Dec 20251
Feb 20265
Apr 20261
Jun 20261
Jul 20263
Lloyds 22 in 24 months
All regions Month of this change
Show as table
MonthChanges
Feb 20252
Jan 20262
Apr 20265
Jun 20262
Jul 20267
Aug 20261
Sep 20262
Nov 20261
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