Lloyds changed 31 Part 2 answers

1. 5.1.1aIf different from 1.11, the contact point if the seller has owned the property for less than 6 months
2. 5.5.3aIf different from 1.11, contact point for reporting if evidence of breach and all outstanding conditions will not be satisfied by completion
3. 5.5.3bDoes the lender require an original/copy of the planning permission?
4. 5.5.3cDoes the lender require an original/copy of the building regulation consents?
5. 5.5.3dDoes the lender require certificates of lawful use or development/established use certificate?
6. 5.5.4aIf different from 1.11, contact point if the property is subject to restrictions which may affect its value or marketability.
7. 5.7.1cIf the lender is prepared to accept a title falling within 5.7 and the property is a freehold flat or flying freehold, to which contact point must this be reported?
8. 5.10.1aIf different from 1.11, contact point if there is a restriction on use.
9. 5.14.9aIf different from 1.11, contact point for matters connected with the lease
10. 5.14.10aIf different from 1.11, contact for service charge matters
11. 5.14.12aDoes the lender require a clear ground rent/service charge receipt to be sent to you?
12. 5.14.15aIf different from 1.11, contact point if there is an absentee/insolvent landlord
13. 5.15.2aIf different from 1.11, contact point if there are apparent problems with the management company
14. 5.15.2bDoes the lender need to be sent the management company share certificate?
15. 5.16.2aIf different from 1.11, contact point if unable to certify search entry does not relate
16. 6.1.3aIf different from 1.11, contact point if borrower is not taking up the mortgage offer
17. 6.2.1aIf different from 1.11, contact if any discrepancies in property's description
18. 6.3.1aContact point for any issues relating to purchase price.
19. 6.4.5aIf different from 1.11, contact point if we will not have control over the payment of all the purchase money
20. 6.5.1aIf different from 1.11, contact point if vacant possession is not being given
21. 6.6.2aIf different from 1.11, contact point when you do not have details of current letting or letting to take place at completion
22. 6.6.3aDoes the lender require counterpart/certified copy tenancy agreement to be sent to you?
23. 6.7.2aWhat new home warranty documentation should be sent to the lender?
24. 6.7.3aShould any assignments of building standards indemnity schemes be sent to us?
25. 6.7.4aWill the lender proceed if the property does not have the benefit of a new home warranty scheme?
26. 6.9.1aIf different from 1.11, contact point if necessary easements are absent
27. 6.10.2aWho will the lender release any retentions (or instalments of the advance) to?
28. 6.11.1aIf different from 1.11, contact point if property is affected by redevelopment or road proposals
29. 6.12.1aIf different from 1.11, contact point if pre-emption rights, resale restrictions, options etc will affect the lender's security
30. 6.13.1aIf different from 1.11, contact point if property is affected by improvement/repair grant which will not be discharged
31. 9.1aDoes the lender need to be sent the indemnity insurance policy?

Activity trends

Published changes per month, December 2024 to November 2026