Summary
Lloyds (England and Wales) narrows the blood relatives who can give an acceptable gifted deposit by excluding cousins. It adds partners or ex-partners who are not cohabiting to the acceptable donors.
Check the lender’s current requirements before you rely on this summary.
Questions changed
7 questions- 5.13.1aIf different from 1.11, contact point if borrower is not providing balance of purchase price from funds/proposing to give second charge.
- 5.14.11aDoes the lender accept indemnity insurance where the terms of the lease are unsatisfactory?
- 5.14.15bDoes the lender accept indemnity insurance if the landlord is absent or insolvent?
- 5.20.3aDoes the lender have additional requirements relating to leases of roof space for solar PV panels, and if so, what are they?
- 10.3aWhat are the standard deductions made from the mortgage advance?
- 10.9aIf different from 1.11, contact point if completion is delayed?
- 16.3.1aDoes the lender have a standard form of transfer/deed of covenant?
Activity trends
Published changes per month, December 2024 to November 2026
peak 21
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| Month | Changes |
|---|---|
| Dec 2024 | 3 |
| Jan 2025 | 2 |
| Feb 2025 | 12 |
| Mar 2025 | 5 |
| Apr 2025 | 5 |
| May 2025 | 4 |
| Jun 2025 | 5 |
| Jul 2025 | 5 |
| Aug 2025 | 4 |
| Sep 2025 | 8 |
| Oct 2025 | 7 |
| Nov 2025 | 12 |
| Dec 2025 | 12 |
| Jan 2026 | 21 |
| Feb 2026 | 16 |
| Mar 2026 | 12 |
| Apr 2026 | 5 |
| May 2026 | 12 |
| Jun 2026 | 6 |
| Jul 2026 | 5 |
| Aug 2026 | 1 |
| Sep 2026 | 1 |
| Oct 2026 | 1 |
peak 17
Show as table
| Month | Changes |
|---|---|
| Dec 2024 | 1 |
| Jan 2025 | 2 |
| Feb 2025 | 8 |
| Mar 2025 | 3 |
| Apr 2025 | 3 |
| May 2025 | 1 |
| Jun 2025 | 1 |
| Jul 2025 | 2 |
| Aug 2025 | 3 |
| Sep 2025 | 3 |
| Oct 2025 | 3 |
| Nov 2025 | 8 |
| Dec 2025 | 9 |
| Jan 2026 | 17 |
| Feb 2026 | 14 |
| Mar 2026 | 7 |
| Apr 2026 | 2 |
| May 2026 | 11 |
| Jun 2026 | 3 |
| Jul 2026 | 4 |
| Aug 2026 | 1 |
| Sep 2026 | 1 |
peak 12
Show as table
| Month | Changes |
|---|---|
| Jan 2025 | 1 |
| Feb 2025 | 6 |
| Mar 2025 | 3 |
| Apr 2025 | 2 |
| Jun 2025 | 1 |
| Jul 2025 | 2 |
| Aug 2025 | 3 |
| Sep 2025 | 4 |
| Oct 2025 | 6 |
| Nov 2025 | 6 |
| Dec 2025 | 7 |
| Jan 2026 | 8 |
| Feb 2026 | 12 |
| Mar 2026 | 4 |
| Apr 2026 | 2 |
| May 2026 | 8 |
| Jun 2026 | 1 |
| Jul 2026 | 3 |
| Aug 2026 | 3 |
peak 7
Month of this change
Show as table
| Month | Changes |
|---|---|
| Feb 2025 | 2 |
| Jan 2026 | 2 |
| Apr 2026 | 5 |
| Jun 2026 | 2 |
| Jul 2026 | 7 |
| Aug 2026 | 1 |
| Sep 2026 | 2 |
| Nov 2026 | 1 |