Solicitor panel policy change

Precise Mortgages 2026 changed 34 Part 2 answers

Region
England and Wales
Change date
Handbook
UK Finance Part 2
Tags Missing building regulationsCladding and building safetyContaminated landLack of planning permissionOccupier consentLeaseholdTenure: leasehold

Questions changed

34 questions
  1. 5.4.4aDoes the lender want to receive environmental or contaminated land reports?
  2. 5.5.3aIf different from 1.11, contact point for reporting if evidence of breach and all outstanding conditions will not be satisfied by completion
  3. 5.5.4aIf different from 1.11, contact point if the property is subject to restrictions which may affect its value or marketability.
  4. 5.10.1aIf different from 1.11, contact point if there is a restriction on use.
  5. 5.14.10aIf different from 1.11, contact for service charge matters
  6. 5.14.15aIf different from 1.11, contact point if there is an absentee/insolvent landlord
  7. 5.14.17bDoes the lender have any specific instructions about building safety?
  8. 5.16.2aIf different from 1.11, contact point if unable to certify search entry does not relate
  9. 6.1.3aIf different from 1.11, contact point if borrower is not taking up the mortgage offer
  10. 6.2.1aIf different from 1.11, contact if any discrepancies in property's description
  11. 6.3.1aContact point for any issues relating to purchase price.
  12. 6.4.5aIf different from 1.11, contact point if we will not have control over the payment of all the purchase money
  13. 6.5.1aIf different from 1.11, contact point if vacant possession is not being given
  14. 6.6.1aIf different from 1.11, contact point if property is let/to be let and to check you lend on buy-to-let
  15. 6.6.2aIf different from 1.11, contact point when you do not have details of current letting or letting to take place at completion
  16. 6.6.3aDoes the lender require counterpart/certified copy tenancy agreement to be sent to you?
  17. 6.6.4aDoes the lender lend where the property comes within the definition of a house in multiple occupation? If yes, what are your requirements?
  18. 6.8.1aIf different from 1.11, contact point if no agreement and bond for an unadopted road or sewer
  19. 6.11.1aIf different from 1.11, contact point if property is affected by redevelopment or road proposals
  20. 6.12.1aIf different from 1.11, contact point if pre-emption rights, resale restrictions, options etc will affect the lender's security
  21. 6.13.1aIf different from 1.11, contact point if property is affected by improvement/repair grant which will not be discharged
  22. 7.3a<p>Does the lender require a consent to mortgage from all occupants aged 17 or over?</p>
  23. 7.4aIf different from 1.11, contact point if doubts about accuracy of information disclosed
  24. 10.9aIf different from 1.11, contact point if completion is delayed?
  25. 12.3.1aIf different from 1.11, contact point for release of retentions/mortgage advance instalments
  26. 16.1.1aIf different from 1.11, contact point for title documents
  27. 16.3.2aIf different from 1.11, contact point for finding out the debt amount
  28. 16.4.1aContact point for application for consent to letting.
  29. 16.5.2aIf different from 1.11, contact point for confirming proposed deed or agreement will not adversely affect the lender
  30. 16.5.3aWhere should the deed of variation be sent?
  31. 16.5.3bWhere should the deed of rectification be sent?
  32. 16.5.3cWhere should the deed of easement be sent?
  33. 17.1.1aIf different from 1.11, contact point for redemption statements
  34. Lender Name

Activity trends

Published changes per month, December 2024 to November 2026

Leasehold 164 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Dec 20243
Jan 20252
Feb 202512
Mar 20255
Apr 20255
May 20254
Jun 20255
Jul 20255
Aug 20254
Sep 20258
Oct 20257
Nov 202512
Dec 202512
Jan 202621
Feb 202616
Mar 202612
Apr 20265
May 202612
Jun 20266
Jul 20265
Aug 20261
Sep 20261
Oct 20261
Tenure: leasehold 107 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Dec 20241
Jan 20252
Feb 20258
Mar 20253
Apr 20253
May 20251
Jun 20251
Jul 20252
Aug 20253
Sep 20253
Oct 20253
Nov 20258
Dec 20259
Jan 202617
Feb 202614
Mar 20267
Apr 20262
May 202611
Jun 20263
Jul 20264
Aug 20261
Sep 20261
Cladding and building safety 23 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Jan 20251
Feb 20251
Mar 20251
Apr 20251
May 20251
Jun 20252
Jul 20251
Aug 20252
Sep 20251
Oct 20251
Nov 20251
Dec 20252
Feb 20264
Mar 20261
May 20261
Jun 20261
Jul 20261
Precise Mortgages 2026 2 in 24 months
All regions Month of this change
Show as table
MonthChanges
Jun 20262
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