Solicitor panel policy change

Barclays plc changed 47 Part 2 answers

Region
England and Wales
Change date
Handbook
UK Finance Part 2
Tags Builder-funded depositsCladding and building safetyDefective leasesEstate rentchargesGround rentIndemnity insuranceMinimum unexpired lease termNew build warrantiesService charges and major worksSolar panel leasesValuation and re-inspectionTransfer of equityConsent to letRedemption statement contactLeaseholdTenure: leaseholdFlying freehold

Summary

Barclays has replaced Issuing Office with Mortgage Loan Services in Sunderland as its contact point across most England and Wales answers, and the certificate of title now goes via Lenders Exchange. It also now accepts buildings converted into flats, requires details of planned works raising service charges or one-off costs by 1000 pounds or more, adds new requirements on incentives, solar panel leases, building safety and new-build warranties, and moves consent-to-let requests to an online form.

Check the lender’s current requirements before you rely on this summary.

Questions changed

47 questions
  1. 1.7Contact point to see if the lender will lend when borrower and mortgagor are not one and the same.
  2. 1.11aContact point for standard documents.
  3. 1.11bContact point if standard documents are inappropriate.
  4. 4.5aIf different from 1.11, contact point if re-inspection required.
  5. 4.5bWhere should the certificate of title be sent?
  6. 5.1.1If different from 1.11, the contact point if the seller has owned the property for less than 6 months
  7. 5.5.3aIf different from 1.11, contact point for reporting if evidence of breach and all outstanding conditions will not be satisfied by completion
  8. 5.7.1c If the lender is prepared to accept a title falling within 5.7 and the property is a freehold flat or flying freehold, to which contact point must this be reported?
  9. 5.8.1Does the lender accept security which comprises a building converted into not more than four flats where the borrower occupies one of those flats and the borrower or another flat owner also owns the freehold of the building and the other flats are subject to long leases?
  10. 5.10.1If different from 1.11, contact point if there is a restriction on use.
  11. 5.14.1What minimum unexpired lease term does the lender accept?
  12. 5.14.9If different from 1.11, contact point for matters connected with the lease
  13. 5.14.10If different from 1.11, contact for service charge matters
  14. 5.14.11Does the lender accept indemnity insurance where the terms of the lease are unsatisfactory?
  15. 5.14.15aIf different from 1.11, contact point if there is an absentee/insolvent landlord
  16. 5.14.15bDoes the lender accept indemnity insurance if the landlord is absent or insolvent?
  17. 5.14.17bDoes the lender have any specific instructions about building safety?
  18. 5.15.2aIf different from 1.11, contact point if there are apparent problems with the management company
  19. 5.16.2If different from 1.11, contact point if unable to certify search entry does not relate
  20. 5.19.1If different from 1.11, contact point for lending on affordable housing, shared equity and shared ownership and where relevant your requirements
  21. 5.20.1Does the lender require me to report to them where the lease does not meet the UK Finance minimum requirements for leases of roof space for solar PV panels?
  22. 5.20.4Does the lender require you to disclose the details of any existing Green Deal Plan(s) on a property?
  23. 6.1.3If different from 1.11, contact point if borrower is not taking up the mortgage offer
  24. 6.2.1If different from 1.11, contact if any discrepancies in property's description
  25. 6.3.1If different from 1.11, contact point for any issues relating to purchase price
  26. 6.4.4Does the lender require me to report incentives?
  27. 6.4.5If different from 1.11, contact point if we will not have control over the payment of all the purchase money
  28. 6.6.2If different from 1.11, contact point when you do not have details of current letting or letting to take place at completion
  29. 6.7.1What new home warranty schemes are acceptable to the lender?
  30. 6.7.4Will the lender proceed if the property does not have the benefit of a new home warranty scheme?
  31. 6.7.6Does the lender need to be sent the professional consultant's certificate?
  32. 6.9.1If different from 1.11, contact point if necessary easements are absent
  33. 6.11.1If different from 1.11, contact point if property is affected by redevelopment or road proposals
  34. 6.13.1If different from 1.11, contact point if property is affected by improvement/repair grant which will not be discharged
  35. 7.4If different from 1.11, contact point if doubts about accuracy of information disclosed
  36. 10.9If different from 1.11, contact point if completion is delayed?
  37. 12.3.1If different from 1.11, contact point for release of retentions/mortgage advance instalments
  38. 16.1.1If different from 1.11, contact point for title documents
  39. 16.3.2If different from 1.11, contact point for finding out the debt amount
  40. 16.3.7aIf different from 1.11, contact point for obtaining execution of transfer equity
  41. 16.4.1If different from 1.11, contact point for application for consent to letting
  42. 16.5.2If different from 1.11, contact point for confirming proposed deed or agreement will not adversely affect the lender
  43. 16.5.3aWhere should the deed of variation be sent?
  44. 16.5.3bWhere should the deed of rectification be sent?
  45. 16.5.3cWhere should the deed of easement be sent?
  46. 16.5.3dWhere should the option agreements be sent?
  47. 17.1.1If different from 1.11, contact point for redemption statements

Activity trends

Published changes per month, December 2024 to November 2026

Leasehold 164 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Dec 20243
Jan 20252
Feb 202512
Mar 20255
Apr 20255
May 20254
Jun 20255
Jul 20255
Aug 20254
Sep 20258
Oct 20257
Nov 202512
Dec 202512
Jan 202621
Feb 202616
Mar 202612
Apr 20265
May 202612
Jun 20266
Jul 20265
Aug 20261
Sep 20261
Oct 20261
Tenure: leasehold 107 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Dec 20241
Jan 20252
Feb 20258
Mar 20253
Apr 20253
May 20251
Jun 20251
Jul 20252
Aug 20253
Sep 20253
Oct 20253
Nov 20258
Dec 20259
Jan 202617
Feb 202614
Mar 20267
Apr 20262
May 202611
Jun 20263
Jul 20264
Aug 20261
Sep 20261
Indemnity insurance 82 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Jan 20251
Feb 20256
Mar 20253
Apr 20252
Jun 20251
Jul 20252
Aug 20253
Sep 20254
Oct 20256
Nov 20256
Dec 20257
Jan 20268
Feb 202612
Mar 20264
Apr 20262
May 20268
Jun 20261
Jul 20263
Aug 20263
Barclays plc 23 in 24 months
All regions Month of this change
Show as table
MonthChanges
Feb 20253
Dec 20255
Feb 20263
Mar 20262
Apr 20261
Jun 20261
Aug 20263
Sep 20263
Oct 20262
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