Summary
Nationwide now shows valuer assumptions about the property and title in the Conditions section of the mortgage offer for England and Wales, and no further referral is needed where the valuer has already considered a matter unless your investigation reveals material differences or undisclosed adverse provisions. A valid EPC must now be obtained and kept on file before exchange for purchases.
Check the lender’s current requirements before you rely on this summary.
Questions changed
3 questions- 4.1aIs there a valuation report and if so, does the lender provide it?
- 4.3aIf different from 1.11, contact point if assumptions stated by the valuer are incorrect.
- 5.4.4aDoes the lender want to receive environmental or contaminated land reports?
Activity trends
Published changes per month, December 2024 to November 2026
peak 9
Month of this change
Show as table
| Month | Changes |
|---|---|
| Feb 2025 | 9 |
| Jun 2025 | 3 |
| Feb 2026 | 3 |
| May 2026 | 2 |
| Jun 2026 | 1 |
| Oct 2026 | 4 |
