Solicitor panel policy change

Nationwide Building Society changed 5 Part 2 answers

Region
England and Wales
Change date
Handbook
UK Finance Part 2
Tags Absence of easementsCladding and building safetyContaminated landDefective leasesIndemnity insuranceManagement companyEasements and service rightsNo right of accessUnadopted roadLeaseholdTenure: leasehold

Summary

Nationwide has added England and Wales guidance on Climate Hazard Reports, saying only medium/moderate or high risks need reporting with the full report attached, plus a note that A1 rated EWS1 forms need not be notified. Its rules on unadopted and private roads (6.8.1) and on missing easements (6.9.1) have been substantially rewritten, and the side agreement template has been relaxed.

Check the lender’s current requirements before you rely on this summary.

Questions changed

5 questions
  1. 5.4.4Does the lender want to receive environmental or contaminated land reports?
  2. 5.14.11Does the lender accept indemnity insurance where the terms of the lease are unsatisfactory?
  3. 5.14.17aDoes the lender want any documentation sent to them?
  4. 6.8.1If different from 1.11, contact point if no agreement and bond for an unadopted road or sewer
  5. 6.9.1If different from 1.11, contact point if necessary easements are absent

Activity trends

Published changes per month, December 2024 to November 2026

Leasehold 164 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Dec 20243
Jan 20252
Feb 202512
Mar 20255
Apr 20255
May 20254
Jun 20255
Jul 20255
Aug 20254
Sep 20258
Oct 20257
Nov 202512
Dec 202512
Jan 202621
Feb 202616
Mar 202612
Apr 20265
May 202612
Jun 20266
Jul 20265
Aug 20261
Sep 20261
Oct 20261
Tenure: leasehold 107 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Dec 20241
Jan 20252
Feb 20258
Mar 20253
Apr 20253
May 20251
Jun 20251
Jul 20252
Aug 20253
Sep 20253
Oct 20253
Nov 20258
Dec 20259
Jan 202617
Feb 202614
Mar 20267
Apr 20262
May 202611
Jun 20263
Jul 20264
Aug 20261
Sep 20261
Indemnity insurance 82 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Jan 20251
Feb 20256
Mar 20253
Apr 20252
Jun 20251
Jul 20252
Aug 20253
Sep 20254
Oct 20256
Nov 20256
Dec 20257
Jan 20268
Feb 202612
Mar 20264
Apr 20262
May 20268
Jun 20261
Jul 20263
Aug 20263
Nationwide Building Society 22 in 24 months
All regions Month of this change
Show as table
MonthChanges
Feb 20259
Jun 20253
Feb 20263
May 20262
Jun 20261
Oct 20264
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