Solicitor panel policy change

Vida Homeloans changed 33 Part 2 answers

Region
England and Wales
Change date
Handbook
UK Finance Part 2
Tags Missing building regulationsCladding and building safetyDefective leasesGround rentIdentity and fraudIndemnity insuranceLack of planning permissionManagement companyMinimum unexpired lease termNew build warrantiesService charges and major worksValuation and re-inspectionTransfer of equityConsent to letRedemption statement contactLeaseholdTenure: leasehold

Questions changed

33 questions
  1. 3.1.5What other documents are acceptable for verifying identity?
  2. 5.5.3bDoes the lender require an original/copy of the planning permission?
  3. 5.5.3cDoes the lender require an original/copy of the building regulation consents?
  4. 5.5.3dDoes the lender require certificates of lawful use or development/established use certificate?
  5. 5.14.1What minimum unexpired lease term does the lender accept?
  6. 5.14.11Does the lender accept indemnity insurance where the terms of the lease are unsatisfactory?
  7. 5.14.12Does the lender require a clear ground rent/service charge receipt to be sent to you?
  8. 5.14.13Does the lender require a receipted copy of notice or evidence of service to be sent to you?
  9. 5.14.17aDoes the lender want any documentation sent to them?
  10. 5.14.17bDoes the lender have any specific instructions about building safety?
  11. 5.14.17cDoes the lender have any specific instructions relating to remortgages?
  12. 5.15.2bDoes the lender need to be sent the management company share certificate?
  13. 5.15.2cDoes the lender need to be sent the signed blank stock transfer form?
  14. 5.15.2dDoes the lender need to be sent the management company's memorandum and articles of association?
  15. 5.17.5aDoes the lender need to be sent the power of attorney?
  16. 5.17.5bDoes the lender need to be sent the statutory declaration of non-revocation of power of attorney?
  17. 6.7.2What new home warranty documentation should be sent to the lender?
  18. 6.7.3Should any assignments of building standards indemnity schemes be sent to us?
  19. 9.1Does the lender need to be sent the indemnity insurance policy?
  20. 14.1.5Does the lender need to be sent the original mortgage deed and/or any other original title documents?
  21. 14.2.1Where should the title deeds and documents be sent?
  22. 16.1.1If different from 1.11, contact point for title documents
  23. 16.3.2If different from 1.11, contact point for finding out the debt amount
  24. 16.3.4Does the lender need to be sent the transfer of equity?
  25. 16.3.7aIf different from 1.11, contact point for obtaining execution of transfer equity
  26. 16.4.1If different from 1.11, contact point for application for consent to letting
  27. 16.5.2If different from 1.11, contact point for confirming proposed deed or agreement will not adversely affect the lender
  28. 16.5.3aWhere should the deed of variation be sent?
  29. 16.5.3bWhere should the deed of rectification be sent?
  30. 16.5.3cWhere should the deed of easement be sent?
  31. 16.5.3dWhere should the option agreements be sent?
  32. 17.1.1If different from 1.11, contact point for redemption statements
  33. 17.2.1aWhere do you send the discharge and repayment remittance?

Activity trends

Published changes per month, December 2024 to November 2026

Leasehold 164 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Dec 20243
Jan 20252
Feb 202512
Mar 20255
Apr 20255
May 20254
Jun 20255
Jul 20255
Aug 20254
Sep 20258
Oct 20257
Nov 202512
Dec 202512
Jan 202621
Feb 202616
Mar 202612
Apr 20265
May 202612
Jun 20266
Jul 20265
Aug 20261
Sep 20261
Oct 20261
Tenure: leasehold 107 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Dec 20241
Jan 20252
Feb 20258
Mar 20253
Apr 20253
May 20251
Jun 20251
Jul 20252
Aug 20253
Sep 20253
Oct 20253
Nov 20258
Dec 20259
Jan 202617
Feb 202614
Mar 20267
Apr 20262
May 202611
Jun 20263
Jul 20264
Aug 20261
Sep 20261
Indemnity insurance 82 in 24 months
All lenders, England and Wales
Show as table
MonthChanges
Jan 20251
Feb 20256
Mar 20253
Apr 20252
Jun 20251
Jul 20252
Aug 20253
Sep 20254
Oct 20256
Nov 20256
Dec 20257
Jan 20268
Feb 202612
Mar 20264
Apr 20262
May 20268
Jun 20261
Jul 20263
Aug 20263
Vida Homeloans 5 in 24 months
All regions Month of this change
Show as table
MonthChanges
Jan 20262
Feb 20262
Jun 20261
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